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(The BTF’s Benefits Administrator)

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  • "Benefit of the Quarter
    Everyone knows about our dental plan, vision plan, and wellness program. But not everyone knows about some of our other benefits which are offered by the Trust. We will be using this space to highlight one or more of our benefits which, while may not be as well known, may be very useful in certain situations.

    CATASTROPHIC MAJOR MEDICAL PLAN

    Sometime around the Thanksgiving break, teachers are often encouraged to purchase various policies to cover specific illnesses such as cancer. The Trustees would never discourage such a purchase especially if you feel that such a policy is right for you. But you should be aware that the Trust offers a Catastrophic Major Medical Plan for FREE to all members of the Trust, their spouses, and dependents. While the specific cancer type policies usually offer a financial payment if you are afflicted with that particular illness, our free Catastrophic Major Medical Plan offers a financial payment if you are afflicted with ANY Catastrophic illness.

    In addition, this Plan supplements basic health insurance by filling the gap when an insured incurs $25,000 bills over a three (3) year period. These $25,000 bills can be met by charges paid by basic health insurance, out-of-pocket reasonable & customary expenses, or a combination of the two. An insured has three (3) full years from the date the first eligible expense is incurred, to satisfy this deductible. Upon incurring $25,000 of eligible expenses, the Plan pays 100% of eligible expenses not reimbursed by basic health insurance for a maximum of five (5) years.
    For more information, e-mail Lew at LStrumpf@Prodigy.Net
    Posted Sep 15, 2014, 5:39 PM by Sue Lewis
  • Wellness Program Reimbursement Changes in Compliance with ACA
    This year we are continuing the out-of-pocket medical co-pays and deductibles, but some changes needed to be made to be in compliance with the Affordable Care Act (ACA). The ACA does not allow caps on medical payments and reimbursements. To be in compliance with the ACA, the Trustees have voted to pay $300 for any claim that is part of the Wellness Program, and $1 for any additional claim beyond. This will be retroactive from July 1, 2013 through June 30, 2014. Please continue to save those receipts and EOB’s.  These changes are fully explained in the January newsletter. Please read about the changes and see a Trustee if you have any questions.
    Posted Feb 21, 2014, 11:33 AM by CTABTF Admin
  • “Assist America” benefit now called “World Wide Emergency Travel Services”

    Our Assist America program from UNUM which offers assistance while we travel has had a name change. It is now called WETS (Worldwide Emergency Travel Service).

    Benefits include Travel Assistance Services as well as Medical Assistance Services. Please click on the “Assist America/WETS” button on the left to view the brochure and to find out more information as to what the benefit offers members.

    Posted Feb 21, 2014, 11:33 AM by CTABTF Admin
Showing posts 1 - 3 of 6. View more »

Audit Available for Review

Please note that an audit of the financial statements of Croton Teachers Association Benefit Trust Fund for the 13-14 year was prepared and is on file. Please contact any trustee is you wish to review the audit or have any questions.